You walk through the front door and immediately start forming an opinion. You like the kitchen. You're not sure about the flooring. The living room is bigger than it looked in the photos. And you
Rates Have Dropped: Massachusetts Buyers, It’s Time to Check Your Pre-Approval!
Dated: September 18 2025
Views: 508
If you’re in the market to buy a home, now’s the time to call your lender. Mortgage rates have fallen in recent weeks, and that could seriously improve what you can afford, or lower your monthly payment for the same home.
For example:
January 2025: Average 30-year fixed mortgage was around 6.9%.
Mid-September 2025: Rates are hovering closer to 6.3%.
On a $400,000 loan, that difference can save you around $150 per month, increasing your buying power by tens of thousands of dollars.
Even if you’re not ready to write an offer today, an updated pre-approval gives you an accurate picture of your budget and positions you to act quickly when the right home appears. Don’t miss out! Reach out to your lender and see how the new rates change your scenario.
If you have any questions about how the rate changes affect you personally, please reach out to us. We can help you connect with a great local lender, and start you on the path to homeownership!
RE/MAX Liberty is Central Massachusetts' Trusted Guide to Real Estate. Feel free to reach out!
Curious about what you need to apply for a mortgage? Check out this quick video from Tom and Brieanna Kelley from Annie-Mac Home Mortgage in Leominster:
Diane Guercio
Buying or selling a home can feel overwhelming. My job is to make sure it doesn't have to. I work behind the scenes on nearly every transaction at REMAX Liberty, helping coordinate marketing, paperwo....
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